Pre-Qualify² Application (EML)

¹ $7000 EasyMoney Loan refers to the Refund Advance and is an optional tax-refund related loan provided by Pathward, N.A., Member FDIC (it is not the actual tax refund) at participating locations. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $500, $1,000, 25%, 50%, or 75% of your expected tax refund up to $7,000, with interest-based applicants receiving an average of $2,003.41; $7,000 available only to well-qualified applicants with a minimum expected tax refund of $9,569. Underwriting standards subject to change. When calculating the amount of your loan, the amount of your “expected” tax refund may be affected by any refundable tax credits and fees. Loans in the amounts of $250, $500, and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a minimum loan of $1,250. For example, $2,500 loan representing 50% of expected refund borrowed over 31-day term, total amount payable in a single payment is $2,576.44 including interest.. Loans in the amount of $500 or $1000 of your expected refund have zero cost to the taxpayer - 0.00% APR -  for a maximum of  up to $1500 w/$500 ATC Bonus. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.

² $500 Bonu$ is an optional tax refund related loan, not your tax refund, and is via ATC Advance for qualified individuals (Not EML). The amount of the advance will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Tax returns may be filed electronically without applying for this loan. Fees for other optional products or product features may apply. The Bonu$ is not a "personal loan" and approval is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards. There is no cost to the taxpayer to receive an advance... 0 fees - 0% interest! Ask ATC Tax Pro for details. Limited time offer at participating locations.

⁴ Pre-Qualify application does not guarantee a loan approval. You must first qualify to apply and if pre-qualified you have a higher chance of actual loan/advance approval. Pre-qualify is ATC application and applicant must undergo additional criteria from provider Pathward, N.A., Member FDIC. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards & approval.